When you drive trucks to transport goods, it can be frustrating to have to deal with an unexpected accident that disrupts your schedule. This situation becomes especially dire when you depend on your own fleet for a steady income.
Learning about what a downtime claim is can help you recoup the monetary losses you may struggle with replacing.
The impact of an accident
According to Element Fleet, downtime can cost a driver up to $600 or more a day, accounting for the number of trucks you own. While wrestling with the worry about whether or not you should officially file a claim, drivers can lose valuable time and effort trying to find ways to make a salary. Issues like severe weather or maintenance often impair a driver, but accidents are one of the most common ways a truck gets damaged to the point of non-use.
What to do afterwards
One of the first actions you should take after the accident is to keep track of all tax returns and your monthly loss or profit. FindLaw states that these statistics help prove the loss of income and how this incident affected you. Constant documentation is vital, considering you can use it as proof in legal arguments.
The importance of mitigation
Mitigation is an extremely vital action to consider while filing a claim. If you want the insurance company to side with your claims, showing proof you tried to save money while stuck without a truck to use is the best way to do so. Renting a new truck or trying in some way to fix your original truck also shows you were acting in good faith and were not delaying any fixes that would help you.